Strict Substandard Life Insurance Quote

“Strict Substandard” Rating & Quote A “Strict Substandard” or “Severe” life insurance classification used on this website, typically applies to an applicant who is healthy enough to be approved for life insurance, but due to a high risk condition, will be asked to pay a higher premium than healthier applicants. How … Read more

Median Substandard Life Insurance Quote

A “Median Substandard” life insurance classification used on this website is generally applied to applicants healthy enough to be approved for coverage, but with moderately higher risk factors that result in higher premiums. How You Get a Quote To get a quote at Median Substandard, use the quoting calculator on … Read more

Death Insurance? Do I Really Have a Need For It?

“Death insurance” might sound like a strange and even “morbid” term, but it’s really just another name for final expense insurance or burial insurance. This type of life insurance is designed to cover funeral costs, burial expenses, and final bills—helping your loved ones avoid financial stress during an already difficult … Read more