If you’re a senior in poor health, finding life insurance can feel impossible. Maybe you’ve been denied before, or the premiums seemed too expensive. The truth? Burial insurance for seniors with health problems is available across the U.S.—and it’s often more affordable than you think. At Special Risk Life Insurance, … Read more
Universal Life Insurance (UL) is a flexible form of permanent life insurance, but not all UL policies are created equal. Understanding the different types, features, and risks is critical before committing to coverage. Life insurance protects your loved ones and business interests, but picking the right policy is just as … Read more
No Medical Questions Life Insurance If you’re searching for life insurance with no medical questions, you’ve found it: Guaranteed Issue Whole Life Insurance (GIWL). This type of coverage is designed for seniors and high-risk individuals, typically ages 50–80, who may have serious health conditions. The insured must be able to … Read more
If you’ve ever owned a traditional universal life insurance policy, you might already know the pain points. Back in the 1980s and 1990s, interest rates were sky-high, and policies were designed assuming they’d stay that way. Fast forward a few decades, and that assumption has caused real problems. We’ve spoken … Read more
Looking into high risk life insurance is certainly not pleasant, let alone straight forward. No one enjoys shopping for insurance but it does not have to be a pain either. Financial planning is something we have to be responsible for and deal with it while we can. Their are certain … Read more
Life insurance advice online can be overwhelming. Every few months, another article or video appears labeling term life or whole life insurance as “junk” or a “scam.” Whether you’re comparing term life vs whole life or vice versa, the debate seems endless. In this guide, we’ll cut through the noise … Read more