Special Risk Life Insurance

Special Risk Life is a veteran independent life insurance agency that specializes in guiding people with even the toughest health conditions thru the life insurance process. We are very passionate about helping people get the financial protection they want while delivering affordable coverage people can absolutely count on.

Colonial Penn Life Insurance Review and Rates [2021]

Colonial Penn Life Insurance Review – The Challenge Have you already read multiple Colonial Penn Life Insurance reviews? Maybe you are searching for validation that Colonial Penn is the best life insurance company to buy a policy from? If so, sorry to disappoint, you will not hear that in any of our life insurance reviews. However, you will always hear our very direct opinion of why a particular company is a good option or not. …

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Universal Life Insurance – What Is It All About?

The ULI Breakdown The topic of this article will answer the question, “what is universal life insurance.”  To have a good overview, we are going to explore different sub types offered in the industry.  As we explore the different types of UL coverage, you will they are not all created equal or with the same level of guarantee. Life Insurance is financial protection that many of us need to protect both our loved ones and/or …

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Banner Life Insurance Review: The Company Inside Report [2021]

The Legal and General Life Insurance Companies Of America Are you are doing your due diligence on a life insurance company that was suggested to you?  Checking into Banner Life Insurance reviews is a good way to get the scoop on this company. Why? Most people aren’t familiar with them.  Banner Life Insurance Company does not run expensive advertisements like a lot of the household insurance names.  Companies like State Farm, Geico, Farmers and Allstate …

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AARP Life Insurance For Seniors – Rates and Review [2021]

A master marketer, AARP has grown to over 37 million subscribers.  The not for profit organization has a large group of people to sell products to and clearly take advantage of it.  I have been on their mailing list myself since I turned 50!! Now, you should know that AARP is not an insurance company.  They don’t pay claims.  They do not underwrite insurance.  However, they are a marketing and sales organization that showcases life, …

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Guaranteed Universal Life Insurance – The Nuts and Bolts

The Low Down on No Lapse Universal Life Insurance and More So what exactly is Guaranteed Universal Life Insurance then?  Is it just another universal life insurance product…just what we need! Grrreat!! I’m actually being sarcastic here because traditional, interest sensitive, Universal Life (UL) products from many life insurance companies have struggled for many years now.  Due to low interest rates, many consumers who own these policies have had some hard decisions to make.  The …

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Affordable Burial Insurance For Seniors – Our Simple, Definitive Guide

For most people, burial insurance is not pleasant to think about and equally frustrating to plan for.  However, as a universal truth, everyone of us will someday have to face and deal with our own mortality.  The vital key… we must do it while we still can.  I realize some visitors here may be looking into coverage for a family member as well.  There is content here for all who need the answers to buying …

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High Risk Life Insurance Approvals – The Key [For 2022]

Have you been shocked by the cost or even, been declined for a life insurance policy due to a high risk medical condition? While it may be demoralizing to realize you won’t be able to qualify for the very best rates, you don’t have to end your quest for affordable life insurance coverage to meet your needs. At Special Risk Life Insurance, we provide the expertise in helping you obtain affordable, high risk life insurance.  …

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The Best 20 Year Term Life Insurance Policies and the Pitfalls To Avoid

20 Year Term Life Insurance….  Pretty hot stuff.  Inexpensive financial protection to have.  Yes, it fills a big gap for many different American’s life insurance needs.  Is it the answer to everyone’s prayers?  Probably not, but it has a respectable place in the portfolio of many families raising kids that is for sure. While 20 Year Term is a popular product, it is sometimes purposed for needs that it does not suit so well.  Term …

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AAA Life Insurance Reviews – Pro’s and Con’s Of Group Term Coverage

Are you a AAA insurance member?  Maybe you just searched Google for life insurance AAA and just came across our site?  Then again, maybe you have just received various AAA life insurance offers through the mail?  The most common one we hear about is titled Exclusive Members Only Group Term Life Insurance.  Typically it comes with a paper application and some information about the term life insurance offering.  Many AAA policy owners are solicited monthly. …

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Obtaining Life Insurance With Health Issues

If you are like many people trying to obtain life insurance with a preexisting health condition, your aggressively searching the internet for the answer to meet your condition. So who is the best life insurance company for you and your preexisting condition? It is tough for most consumers to search this out. In fact, for most people, it ends in a lot of leg work that often ends in disappointment without the right resources.  The …

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