On this page is our specialized, instant quote tool for Final Expense Insurance. In less than a minute you will be presented with a number of quotes from the top final expense life insurance carriers. There will be no medical exam required.
Please be mindful that your health can have bearing on the final premium you may be offered or the specific product you are requesting. However, all these policies are designed for people age 50-85. Compare you overall health with that of your peers. You do not have to be in A1 health to get premium coverage and low price.
Excellent health offers the lowest pricing and first day coverage. Decent Health will price in graded policies which reduce the benefits during the first 2 years. “Poor Health” will lock in only Guaranteed Issue policies which offer the lowest benefits, considerably higher cost but no medical questions at all.
These are the 3 rates classes used for no exam policies. This is whole life insurance. Lifetime coverage and premiums that never increase and benefits that never decrease, regardless of advancing age and health.
All rates quoted must be approved by the insurance company’s underwriter. Approval will be based on your completed electronic application for final expense insurance. If you choose to apply either online or over the phone with us, you will be required to answer some basic health questions.
We would like to get you the best policy at the lowest price. Each of these companies has different health questions to qualify unless you select a guaranteed issue policy.
Please call if you believe you have a serious situation that requires “no medical questions.” Let us assess this with you. To speak with an independent final expense insurance agent, simply fill out the form on our contact us page or call (269) 230-3464 for assistance.