Best Life Insurance For Diabetics: Simple Guide

Obtaining the best life insurance for diabetics requires attention to your lifestyle and daily routine.  Insurance companies like to know people who take their Type 1 or Type 2 diabetes seriously. Your Hemoglobin A1C is one, if not the most important blood level tests to determine the your diabetic life insurance cost.  Ideally, your HbA1C for life insurance underwriting evaluation is less than 7.0%.  A good number of the most competitive life insurance companies for …

Read moreBest Life Insurance For Diabetics: Simple Guide

Guaranteed Universal Life Insurance – The Nuts and Bolts

The Low Down on No Lapse Universal Life Insurance and More So what exactly is Guaranteed Universal Life Insurance then?  Is it just another universal life insurance product…just what we need! Grrreat!! I’m actually being sarcastic here because traditional, interest sensitive, Universal Life (UL) products from many life insurance companies have struggled for many years now.  Due to low interest rates, many consumers who own these policies have had some hard decisions to make.  The …

Read moreGuaranteed Universal Life Insurance – The Nuts and Bolts

Mortgage Protection Insurance or Term Life Insurance

Mortgage Protection Insurance, sometimes called MPI, is designed for one purpose, to pay off the debt on a mortgage. This is if the borrower loses their life either due to either an accident or natural causes. Now, term life insurance can be used for any purpose, including but not limited to a mortgage payoff. Under most circumstances, a term life insurance policy is a better choice and offers a lot more options. In this article, …

Read moreMortgage Protection Insurance or Term Life Insurance

Buying Life Insurance The Easy Way

If you are looking into buying life insurance for yourself or on behalf of a family member, you’ve found a good place to get the ball rolling. Buying Life insurance online can be easy and covenient with modern technology, however please remember, no rate is guaranteed until approved by the actual insurance company underwriter. Qualification varies from product type and carrier to carrier based on your overall risk profile. If the product you apply for …

Read moreBuying Life Insurance The Easy Way

Affordable Burial Insurance For Seniors: A Simple, Definitive Guide

Looking into burial insurance for seniors is not a pleasant topic. However, as a universal truth, everyone of us will someday have to face and deal with our own mortality.  The vital key… we must do it while we still can.  I realize some visitors here may be looking into coverage for a family member as well.  There is content here for all who need the answers to buying Burial Insurance. Planning for the end …

Read moreAffordable Burial Insurance For Seniors: A Simple, Definitive Guide

Affordable High Risk Life Insurance – The Key For 2025

Looking for affordable high risk life insurance? Have you been been declined for a life insurance policy due to a high risk situation? While it may be demoralizing to realize you won’t be able to qualify for the very best rates, you don’t have to end your quest for affordable life insurance coverage to meet your needs. At Special Risk Life Insurance, we provide the expertise in helping you obtain affordable, high risk life insurance.  …

Read moreAffordable High Risk Life Insurance – The Key For 2025

Funeral Insurance For Seniors: The Need to Know

So, what is it and how does it work?  Is it a good move for me?  In this post, I will discuss a very difficult to talk about but very specific life insurance product, Funeral Insurance for seniors.  We are going to put enough information into this article to help decide if it is the right option for you and your family. While a difficult subject to think about, discuss and financially plan for, as …

Read moreFuneral Insurance For Seniors: The Need to Know

Life Insurance With Preexisting Health Issues: What to Know Guide

If you are like many people trying to obtain affordable life insurance with a preexisting condition, your aggressively searching the internet for the answer to meet your overall situation. What is the best life insurance option for you and your preexisting condition? It can be frustrating for many consumers to search this out. In fact, for many people, it ends up being a lot of leg work that ends in disappointment. The good news is, …

Read moreLife Insurance With Preexisting Health Issues: What to Know Guide

Is Whole Life a Ripoff: The Dave Ramsey, Suze Orman Life Insurance Rant

Well, this one tends to fuel a lot of hoopla these days. Financial advisor gurus, Dave Ramsey and Suze Orman say you should only buy guaranteed level term life insurance. They have purported that permanent insurance policies based on whole life insurance are a bad investment.  Buy term life insurance they say.  Whole life insurance has even been called a ripoff!! Are they right? Dave Ramsey & Suze Orman Life Insurance – The One Trick …

Read moreIs Whole Life a Ripoff: The Dave Ramsey, Suze Orman Life Insurance Rant

AAA Survey – A Case Study and Conclusion: Do I Need Life Insurance

On 9/29/17, WOOD-TV 8 (NBC Television in Grand Rapids, MI) ran this report relating to some common life insurance facts and several of the misconceptions of consumers.  As a company, we have heard a lot of the myths and misinformation highlighted in this report. However… The point of bringing this news story to your attention today is for one surprising fact this study revealed.  In fact, it just plain shook me up. And…here is the shocker…. In the news …

Read moreAAA Survey – A Case Study and Conclusion: Do I Need Life Insurance

css.php