Types of Life Insurance Archives | Special Risk Life Insurance

The Best 20 Year Term Life Insurance Policies and the Pitfalls To Avoid

20 Year Term Life Insurance…. Pretty hot stuff. Inexpensive financial protection to have. Yes, it fills a big gap for many different American’s life insurance needs. Is it the answer to everyone’s life insurance prayers? Probably not, but it has a respectable place in the portfolio of many families raising kids that is for sure. While 20 Year Term is a popular product, it is sometimes purposed for needs that it does not suit so …

Universal Life Insurance – What Is It All About?

by Special Risk Life Insurance

The UL Breakdown The topic of this article will answer the question, “what is universal life insurance.” To have a good overview, we are going to explore different sub types offered in the industry. As we explore the different types of UL coverage, you will they are not all created equal or with the same level of guarantee. Life Insurance is financial protection that many of us need to protect both our loved ones and/or …

Guaranteed Universal Life Insurance – The Nuts and Bolts

by Special Risk Life Insurance

The Low Down on No Lapse Universal Life Insurance and More So what exactly is Guaranteed Universal Life Insurance then? Is it just another universal life insurance product…just what we need! Grrreat!! I’m actually being sarcastic here because traditional, interest sensitive, Universal Life (UL) products from many life insurance companies have struggled for many years now. Due to low interest rates, many consumers who own these policies have had some hard decisions to make. The …

Whole Life vs Term Life Insurance – How to Choose

by M. J. Flajole

It never fails. Just when I think all the wild opinions are done circulating about life insurance products, someone publishes another completely biased article or video slamming a type of life insurance for being junk, a ripoff or even a scam. Whether it is term life vs whole life or whole life vs term life, it is just a never ending battle. So here today in this post, we are going to talk about Whole …