M. J. FlajoleIf you’re a senior in poor health, finding life insurance can feel impossible. Maybe you’ve been denied before, or the premiums seemed too expensive. The truth? Burial insurance for seniors with health problems is available across the U.S.—and it’s often more affordable than you think. At Special Risk Life Insurance, … Read more
Does the idea of a nurse showing up at your house with a needle stress you out? You’re not alone. Whether it’s needle phobia, “white coat syndrome,” or just a hectic schedule, there are plenty of reasons why you might want to avoid the paramedical exam that comes with traditional … Read more
Worried about leaving behind a financial burden for your family? Final expense life insurance (also called funeral insurance or burial insurance) is a simple, affordable policy designed to help your loved ones cover funeral costs, medical bills, or other end-of-life expenses. Let’s break it down—what this policy actually covers, who … Read more
2025 Update: Gerber Life’s guaranteed issue life insurance is still widely advertised on TV and online — but is it really the best option for seniors with health concerns? In this review, we’ll cover what’s changed (and what hasn’t), how the policy works, and better alternatives that could save you … Read more
Planning for that final day of life is hard, isn’t it? No one likes to think about it more than necessary. But if you’re looking to protect your loved ones—and/or leave behind a financial gift—choosing the best burial insurance policy is a crucial step. So, which companies are actually worth … Read more
Are the Online Life Quotes what you will really pay for your life insurance or just pie in the sky? Some would say yes, I selected myself as “Preferred” then inserted the required information and got my quote. I then applied and got approved for what I was expecting. The … Read more
Is Colonial Penn’s $9.95 Plan Worth It? Colonial Penn’s $9.95 life insurance plan is famous for its low monthly premium — but don’t be fooled. Each $9.95 “unit” often buys less than $1000 in actual death benefit for older applicants, and there’s a 2-year waiting period before full benefits are … Read more
When my friend Joan turned 72, she kept hearing ads about “senior life insurance” but didn’t know where to start. Like many seniors, Joan felt overwhelmed and skeptical — was it going to be too expensive? Would she even qualify with her health issues? What if it was just a … Read more
No Medical Questions Life Insurance If you’re searching for life insurance with no medical questions, you’ve found it: Guaranteed Issue Whole Life Insurance (GIWL). This type of coverage is designed for seniors and high-risk individuals, typically ages 50–80, who may have serious health conditions. The insured must be able to … Read more
Mortgage Life Insurance also known as Mortgage Protection Insurance (MPI), is designed for one purpose, to pay off the debt on a mortgage if the owner passes away while paying down the loan on their property. Now, term life insurance can be used for any purpose, including but not limited … Read more