M. J. FlajoleIf you’re a senior in poor health, finding life insurance can feel impossible. Maybe you’ve been denied before, or the premiums seemed too expensive. The truth? Burial insurance for seniors with health problems is available across the U.S.—and it’s often more affordable than you think. At Special Risk Life Insurance, … Read more
The $9.95 Hook and Why People Ask “How Does It Work?” If you’ve seen Colonial Penn’s commercials, you’ve probably heard the famous “Just $9.95 a month” promise. Sounds simple, right?Well… not exactly. That $9.95 doesn’t buy you a flat amount of coverage. It buys a unit, and what you get … Read more
Does the idea of a nurse showing up at your house with a needle stress you out? You’re not alone. Whether it’s needle phobia, “white coat syndrome,” or just a hectic schedule, there are plenty of reasons why you might want to avoid the paramedical exam that comes with traditional … Read more
Worried about leaving behind a financial burden for your family? Final expense life insurance (also called funeral insurance or burial insurance) is a simple, affordable policy designed to help your loved ones cover funeral costs, medical bills, or other end-of-life expenses. Let’s break it down—what this policy actually covers, who … Read more
2025 Update: Gerber Life’s guaranteed issue life insurance is still widely advertised on TV and online — but is it really the best option for seniors with health concerns? In this review, we’ll cover what’s changed (and what hasn’t), how the policy works, and better alternatives that could save you … Read more
Planning for that final day of life is hard, isn’t it? No one likes to think about it more than necessary. But if you’re looking to protect your loved ones—or leave behind a financial gift—choosing the best burial insurance policy is a crucial step. So, which companies are actually worth … Read more
Intro: Is Colonial Penn’s $9.95 Plan Worth It? Colonial Penn’s $9.95 life insurance plan is famous for its low monthly premium—but don’t let the price fool you. Each $9.95 “unit” of coverage of can buy less than $500 in actual death benefit for seniors in their 80s. Plus, there’s a … Read more
When my friend Joan turned 72, she kept hearing ads about “senior life insurance” but didn’t know where to start. Like many seniors, Joan felt overwhelmed and skeptical — was it going to be too expensive? Would she even qualify with her health issues? What if it was just a … Read more
Mortgage Life Insurance also known as Mortgage Protection Insurance (MPI), is designed for one purpose, to pay off the debt on a mortgage if the owner passes away while paying down the loan on their property. Now, term life insurance can be used for any purpose, including but not limited … Read more
If you are looking into buying life insurance for yourself or on behalf of a family member, you’ve found a good place to get the ball rolling. Buying Life insurance online can be easy and convenient with modern technology. Ease of qualification varies from product type and carrier to carrier … Read more