How To Get Life Insurance After a Heart Attack

If you have become a victim of a heart attack and need life insurance, you’re far from alone.  The shock is certainly a frightening experience that probably got you thinking about your own mortality.  Maybe even about the life insurance that you may have put off?  Are really wondering if you can get life insurance after a heart attack?  Maybe you have heard rumors about how expensive life insurance would be?  That does not have …

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Guaranteed Acceptance Life Insurance aka Guaranteed Issue Life Insurance?

So your health has placed you in a very high risk category?  Maybe you are assuming that the best life insurance options companies won’t give you the coverage you want you need?  Don’t lose heart.  The news isn’t all bad as you still have options for life insurance.  Graded death benefit life insurance is designed for those who are indeed, high risk life insurance candidates. If you are unable to qualify for traditional life insurance …

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The Life Insurance Guide To: What is Universal Life Insurance

Universal Life Insurance – The Breakdown The topic of this article will answer the question, “what is universal life insurance.”  To have a good overview, we are going to explore different sub types offered in the industry.  As we explore the different types of UL coverage, you will they are not all created equal or with the same level of guarantee. Life Insurance is financial protection that many of us need to protect both our …

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Graded Death Benefit Life Insurance

So your health has placed you in a very high risk category?  Maybe you are assuming that the best life insurance options companies won’t give you the coverage you want you need?  Don’t lose heart.  The news isn’t all bad as you still have options for life insurance.  Graded death benefit life insurance is designed for those who are indeed, high risk life insurance candidates. If you are unable to qualify for traditional life insurance …

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What Is Guaranteed Universal Life Insurance – Nuts and Bolts

The Low Down on No Lapse Universal Life Insurance and More So what exactly is Guaranteed Universal Life Insurance then?  Is it just another universal life insurance product…just what we need! Grrreat!! I’m actually being sarcastic here because traditional, interest sensitive, Universal Life (UL) products from many life insurance companies have struggled for many years now.  Due to low interest rates, many consumers who own these policies have had some hard decisions to make.  The …

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Burial Insurance Plans and Top 10 Life Insurance Companies [2018]

  If your looking into Burial Insurance today, you probably aren’t looking to do a whole lot of research.  Human nature…no one likes to think about insurance, particularly one that reminds us that we will not always be here. Death is not pleasant to think about and equally unpleasant to plan for.  However, as a universal truth, everyone of us will someday have to face and deal with our own mortality while we still can.  …

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Get The Key to High Risk Life Insurance Approvals Now [For 2019]

Have you been in shocked by the cost of life insurance or even, been declined for a very expensive policy due to a high risk medical condition? While it may be demoralizing to realize you won’t be able to qualify for the preferred rates, you don’t have to end your quest for affordable life insurance coverage to meet your needs. At Special Risk Life Insurance, we provide the expertise in helping you obtain affordable, high …

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The Best 20 Year Term Life Insurance Policies and the Pitfalls To Avoid

Twenty Year Term Life Insurance.  Pretty hot stuff.  Inexpensive financial protection to have.  Yes, it fills a big gap for many different American life insurance needs.  Is it the answer to everyone’s prayers?  Probably not, but it has a respectable place in the portfolio of many families raising kids that is for sure. While 20 Year Term is a popular product, it is sometimes purposed for needs that it does not suit so well.  Term …

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Is Funeral Insurance Worthwhile Or Not?

Funeral Insurance, what exactly is it? How does it work?  Is it a good move for me? In this post, I will discuss a very difficult to talk about but very specific life insurance product.  Yes, Funeral Insurance.  We are going to put enough information into this article for you to decide if Funeral Insurance is worthwhile for you, personally. While a difficult subject to think about, talk about and financially plan for, as mature …

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Best Life Insurance with a Preexisting Condition [2019]

  Obtaining Life Insurance With Health Issues   If you are like many people with a preexisting health condition, your aggressively searching the internet for the best life insurance company to meet your condition. So who is the best life insurance company for you and your preexisting condition? It is tough for most consumers to search this out.  The good news is, we can and will help you iron this all out.  The goal for …

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