Life Insurance - Special Risk Life Insurance

Medical Exam Free Life Insurance: Your Definitive Guide

Is the thought of having a paramedical exam bringing you down? Do you just really hate the thought of dealing with needles? Some people might have “white coat syndrome” causing elevated blood pressure readings just from being in a doctors office. Whatever your reason, you can bypass the nurse and needles and the whole paramedical exam in full. Life Insurance with no medical exam isn’t too hard to find these days. I am putting together …

Final Expense Life Insurance With A COPD Diagnosis

by Special Risk Life Insurance

Looking to protect your family from burial and funeral costs but having a tough time finding the right policy because of COPD? You’re not alone. Final expense life insurance with COPD—and especially one with immediate, full coverage—is harder to come by, but not impossible. In this article, we’ll walk you through how to get life insurance with COPD, what affects your rates and eligibility, and how to avoid overpriced or underperforming policies. Final Expense Life …

Gerber Life Insurance Review: Pro’s, Con’s & Rates

by M. J. Flajole

Today, I am going to take some time and review a “baby brand name” life insurance product. Now, guaranteed issue whole life is actually available from Gerber Life Insurance Company. Gerber Life is located in Fremont, MI and was founded in the year 1967. The company is especially well known for their “Grow Up Plan,” a whole life insurance product for children. We may be posting a Gerber Life Grow Up Plan review in the …

Best 20 Year Term Life Insurance: What You Need To Know

by Special Risk Life Insurance

Are you thinking about Term Life Insurance? Find the answer you need here today. Looking for the best 20-year term life insurance policy? You’re not alone. It’s one of the most popular options out there for young families, new homeowners, and anyone looking for rock-solid, affordable protection for the most vulnerable years of their financial lives. This guide gives you the real scoop. No fluff, no sales pressure—just straight-up facts, personal insights, and a clear …

Banner Life Insurance Review: The Inside Report 2025

by Special Risk Life Insurance

Are you are doing your due diligence on a life insurance company that was suggested to you? Reading Banner Life Insurance reviews is a good way to get some feedback on this company. Part of the Legal and General Life Insurance Companies Of America, Banner is a very well established carrier. Most people aren’t familiar with them. Banner Life Insurance Company does not run expensive advertisements like a lot of the household insurance names. Companies …

The Best Burial Insurance Companies: Inside Report for 2025

by M. J. Flajole

Planning for that final day of life is hard, isn’t it? No one likes to think about it more than necessary. But if you’re looking to protect your loved ones—or leave behind a financial gift—choosing the best burial insurance policy is a crucial step. So, which companies are actually worth considering? We’re breaking down the top burial insurance companies that offer whole life coverage, simplified underwriting, and fast application processes—without needles, exams, or medical records. …

Life Insurance For Seniors: Our Complete Guide

by M. J. Flajole

Lots of misconceptions out there about the need for life insurance and different uses of it. I am here to tell you, life insurance for seniors has become very much in demand, especially as of 2020. If you’re a senior and don’t have it right now, we’ve got the answers to you life insurance questions right here. Having written a good number of life insurance cases for seniors in my career, I’d would argue that …

Mortgage Protection Insurance or Term Life Insurance

by M. J. Flajole

Mortgage Protection Insurance, sometimes called MPI, is designed for one purpose, to pay off the debt on a mortgage. This is if the borrower loses their life either due to either an accident or natural causes. Now, term life insurance can be used for any purpose, including but not limited to a mortgage payoff. Under most circumstances, a term life insurance policy is a better choice and offers a lot more options. In this article, …

Buying Life Insurance The Easy Way

by M. J. Flajole

If you are looking into buying life insurance for yourself or on behalf of a family member, you’ve found a good place to get the ball rolling. Buying Life insurance online can be easy and convenient with modern technology. Ease of qualification varies from product type and carrier to carrier based on your overall risk profile. If the product you apply for requires a Paramedical Exam (nurse sent to your home or office) and an …

Affordable Burial Insurance For Seniors: A Simple, Definitive Guide

by Special Risk Life Insurance

Looking into burial insurance for seniors is not a pleasant topic. However, as a universal truth, everyone of us will someday have to face and deal with our own mortality. The vital key… we must do it while we still can. I realize some visitors here may be looking into coverage for a family member as well. There is content here for all who need the answers to buying Burial Insurance. Planning for the end …