Life Insurance Company Reviews

The $9.95 Hook and Why People Ask “How Does It Work?” If you’ve seen Colonial Penn’s commercials, you’ve probably heard the famous “Just $9.95 a month” promise. Sounds simple, right?Well… not exactly. That $9.95 doesn’t buy you a flat amount of coverage. It buys a unit, and what you get for that unit depends entirely on your age and gender. Understanding how Colonial Penn’s $9.95 plan works is the key to deciding whether it’s a …

Read moreHow Colonial Penn Life Insurance Works — $9.95 Units Explained (2025 Update)

2025 Update: Gerber Life’s guaranteed issue life insurance is still widely advertised on TV and online — but is it really the best option for seniors with health concerns? In this review, we’ll cover what’s changed (and what hasn’t), how the policy works, and better alternatives that could save you money — even if you’ve been declined elsewhere. 🔎 Gerber Guaranteed Issue Life Insurance — At a Glance Issue Ages 50–80 Coverage Amounts $5,000 – …

Read moreGerber Life Insurance Review: Pro’s, Con’s & Rates

Are you doing your homework on Banner Life Insurance? Smart move. We’ll help you cut through the noise with a professional, firsthand review that skips the hype and gives you real insight. Banner Life Insurance Company, part of Legal & General America, doesn’t rely on flashy commercials or household name recognition. Instead, they focus on delivering strong life insurance products backed by excellent financials and a commitment to underwriting flexibility—especially for people with medical conditions. …

Read moreBanner Life Insurance Review: The Inside Report 2025