Life Insurance Archives | Page 2 of 2 | Special Risk Life Insurance

Is Whole Life a Ripoff: The Dave Ramsey, Suze Orman Life Insurance Rant

Well, this one tends to fuel a lot of hoopla these days. Financial advisor gurus, Dave Ramsey and Suze Orman say you should only buy guaranteed level term life insurance. They have purported that permanent insurance policies based on whole life insurance are a bad investment. Buy term life insurance they say. Whole life insurance has even been called a ripoff!! Are they right? Dave Ramsey & Suze Orman Life Insurance – The One Trick …

AAA Survey – A Case Study and Conclusion: Do I Need Life Insurance

by M. J. Flajole

On 9/29/17, WOOD-TV 8 (NBC Television in Grand Rapids, MI) ran this report relating to some common life insurance facts and several of the misconceptions of consumers. As a company, we have heard a lot of the myths and misinformation highlighted in this report. However… The point of bringing this news story to your attention today is for one surprising fact this study revealed. In fact, it just plain shook me up. And…here is the shocker…. In the news …

Whole Life vs Term Life Insurance – How to Choose

by M. J. Flajole

It never fails. Just when I think all the wild opinions are done circulating about life insurance products, someone publishes another completely biased article or video slamming a type of life insurance for being junk, a ripoff or even a scam. Whether it is term life vs whole life or whole life vs term life, it is just a never ending battle. So here today in this post, we are going to talk about Whole …

The Truth About Life and Health Insurance Agents…The Dirty Little Secret

by M. J. Flajole

Today, I am taking the a plunge and clarifying a lot of the rumors and speculation about Life and Health Agents or Brokers. There seems to be a lot confusion on just how are insurance agents are paid. The “noise” I have heard for many years contains a lot of misinformation. Time to set the record straight so you can become a correctly informed consumer. So without further ado… here is everything you really need …

Term Life vs Whole Life…The War Rages On

by M. J. Flajole

For the last several years, there has been a verbal life insurance war going on. The “verbal war” surrounds sketchy opinions from “financial gurus” as well as numerous Life Insurance Agents/Brokers. We’re going to touch on the question and controversy of Term Life vs Whole Life insurance. Is there really a superior product out there? Is term life insurance the answer to your prayers? Self proclaimed “experts” would say you should buy only term life …