Mortgage Life Insurance also known as Mortgage Protection Insurance (MPI), is designed for one purpose, to pay off the debt on a mortgage if the owner passes away while paying down the loan on their property. Now, term life insurance can be used for any purpose, including but not limited … Read more
If you’re looking to buy life insurance for yourself or a loved one, you’ve come to the right place. Life insurance doesn’t have to be complicated—especially with today’s online tools and modern technology. Whether you’re exploring coverage for yourself, a spouse, or your parents, understanding your options and working with … Read more
So maybe your health history, job, or lifestyle has put you in the “high-risk” category for life insurance. You’ve been declined, quoted sky-high premiums, or told your only option is a guaranteed issue policy. Here’s the good news: that’s not always true. Most people in these situations still have more … Read more
How We Work With You We want to make getting burial insurance as easy and convenient as possible. Our office does not accept walk-in visits. Instead, we connect with you in the way that suits you best: over the phone, online, or by scheduling a personal meeting at a location … Read more
Looking for affordable life insurance but have some medical problems? Have you been been declined for a life insurance policy due to a high risk situation? While it may be demoralizing to realize you won’t be able to qualify for the very best rates, you don’t have to end your … Read more
Losing a loved one is never easy. Beyond the emotional toll, there’s the financial impact of funeral and burial expenses, which can be surprisingly high. The average funeral today can cost $10,000 or more, and that price is expected to even double over the next 20 years. Funeral insurance exists … Read more
Searching for affordable life insurance with a preexisting condition can feel overwhelming. The internet is full of information, but figuring out the right option for your situation often ends in frustration and disappointment. At Special Risk Life Insurance, we make this process simple. Our goal is to find the right … Read more
There’s a lot of buzz around life insurance advice these days. High-profile financial personalities, like Dave Ramsey and Suze Orman, insist that term life insurance is the only smart choice. Whole life, they claim, is expensive and often a “rip-off.” But what they don’t discuss — and often cannot — … Read more
Have you ever thought, “Do I really need life insurance?” If you have, you’re not alone. Many people assume they’re healthy, debt-free, or that nothing “bad” will happen. But here’s the truth: life is unpredictable, and your family’s financial security could be at risk if you wait too long. On … Read more
Looking into high risk life insurance is certainly not pleasant, let alone straight forward. No one enjoys shopping for insurance but it does not have to be a pain either. Financial planning is something we have to be responsible for and deal with it while we can. Their are certain … Read more