Life Insurance - Page 2 of 2 - Special Risk Life Insurance

Affordable Life Insurance With Health Issues – The Keys For 2025

Looking for affordable life insurance but have some medical problems? Have you been been declined for a life insurance policy due to a high risk situation? While it may be demoralizing to realize you won’t be able to qualify for the very best rates, you don’t have to end your quest for affordable coverage to meet your needs. At Special Risk Life Insurance, we provide the expertise in helping you obtain affordable, high risk life …

Funeral Insurance For Seniors: The Need to Know

by M. J. Flajole

So, what is it and how does it work? Is it a good move for me? In this post, I will discuss a very difficult to talk about but very specific life insurance product, Funeral Insurance for seniors. We are going to put enough information into this article to help decide if it is the right option for you and your family. While a difficult subject to think about, discuss and financially plan for, as …

Life Insurance With Preexisting Health Issues: What to Know Guide

by Special Risk Life Insurance

If you are like many people trying to obtain affordable life insurance with a preexisting condition, your aggressively searching the internet for the answer to meet your overall situation. What is the best life insurance option for you and your preexisting condition? It can be frustrating for many consumers to search this out. In fact, for many people, it ends up being a lot of leg work that ends in disappointment. The good news is, …

Is Whole Life a Ripoff: The Dave Ramsey, Suze Orman Life Insurance Rant

by M. J. Flajole

Well, this one tends to fuel a lot of hoopla these days. Financial advisor gurus, Dave Ramsey and Suze Orman say you should only buy guaranteed level term insurance. They have purported that permanent insurance policies like whole life insurance are a bad investment. Buy term life insurance they say. Whole life insurance has even been called a ripoff!! Are they right? Suze Orman Life Insurance – Term Life Insurance, The One Trick Pony Take …

AAA Survey – A Case Study and Conclusion: Do I Need Life Insurance

by M. J. Flajole

On 9/29/17, WOOD-TV 8 (NBC Television in Grand Rapids, MI) ran a report relating to some common life insurance facts and several of the misconceptions of consumers. As a company, we have heard a lot of the myths and misinformation highlighted in this report. The point of bringing this news story to your attention today was one surprising fact the study revealed. It just plain shook me up. And…here is the shocker…. In the news report, a survey conducted by …

Guidance For High Risk Life Insurance

by M. J. Flajole

Looking into high risk life insurance is certainly not pleasant, let alone straight forward. No one enjoys shopping for insurance but it does not have to be a pain either. Financial planning is something we have to be responsible for and deal with it while we can. Their are certain companies on market which we define as niches. These niche companies are more flexible in certain situations than other insurers are for specific, high risk …

What Type of Life Insurance – How to Choose

by Special Risk Life Insurance

It never fails. Just when I think all the wild opinions are done circulating about life insurance products, someone publishes another completely biased article or video slamming a type of life insurance for being junk, a ripoff or even a scam. Whether it is term life vs whole life or whole life vs term life insurance, it is just a never ending battle. So here today in this post, we are going to talk about …

The Truth About Life and Health Insurance Agents…The Dirty Little Secret

by M. J. Flajole

Today, I am taking the a plunge and clarifying a lot of the rumors and speculation about Life and Health Agents or Brokers. There seems to be a lot confusion on just how life insurance agents are paid. Time to set the record straight so you can become a correctly informed consumer. So without further ado… here is everything you really need to know about insurance professionals whether they are a licensed Life and/or Health …

Term Life vs Whole Life…The War Rages On

by M. J. Flajole

For the last several years, there has been a verbal life insurance war going on. The “verbal war” surrounds sketchy opinions from “financial gurus” as well as numerous Life Insurance Agents/Brokers. We’re going to touch on the question and controversy of Term Life vs Whole Life insurance in this article. Is there really a “best” product out there? Is term life insurance the answer to your prayers or is whole life just a better option? …