Special Risk Life InsuranceLooking for the best 20-year term life insurance policy? You’re not alone. Term life is the most popular choice for young families, new homeowners, and anyone looking to lock in affordable, reliable coverage during the years when financial responsibilities are at their peak. In fact, surveys show that over 50% … Read more
At Special Risk Life Insurance, we understand that choosing life insurance is one of the most important decisions you’ll make for your family’s future. As a trusted life insurance agency right here in Kalamazoo, our mission is simple: to help you find the best life insurance coverage at the most … Read more
Can you get life insurance if you have COPD? Yes—you can still qualify for coverage, even if you use oxygen or have other health challenges. Finding the right policy isn’t always easy, but knowing which carriers approve COPD cases—and which types of coverage fit your needs—makes all the difference. In … Read more
Affordable life insurance for a diabetic is something many Americans find hard to locate. It simply isn’t readily available or optional at many traditional sources of life insurance. If you have diabetes, you may have already been frustrated by the hassle of trying to find a company who can approve … Read more
Are you a AAA member? Maybe you just searched for “AAA exclusive group term life insurance reviews” and landed here—or perhaps you received one of the many AAA life insurance offers in the mail. The most common offer we see is called AAA Group Term Life Insurance. It usually comes … Read more
Are you doing your homework on Banner Life Insurance? Smart move. We’ll help you cut through the noise with a professional, firsthand review that skips the hype and gives you real insight. Banner Life Insurance Company, part of Legal & General America, doesn’t rely on flashy commercials or household name … Read more
Universal Life Insurance (UL) is a flexible form of permanent life insurance, but not all UL policies are created equal. Understanding the different types, features, and risks is critical before committing to coverage. Life insurance protects your loved ones and business interests, but picking the right policy is just as … Read more
Obtaining the best life insurance for diabetics starts with the facts: underwriters evaluate blood sugar control, health history, and lifestyle. Whether you have Type 1 or Type 2 diabetes, there are options — and the right approach can save you real money. This guide explains what matters, what to expect, … Read more
If you’ve ever owned a traditional universal life insurance policy, you might already know the pain points. Back in the 1980s and 1990s, interest rates were sky-high, and policies were designed assuming they’d stay that way. Fast forward a few decades, and that assumption has caused real problems. We’ve spoken … Read more
So maybe your health history, job, or lifestyle has put you in the “high-risk” category for life insurance. You’ve been declined, quoted sky-high premiums, or told your only option is a guaranteed issue policy. Here’s the good news: that’s not always true. Most people in these situations still have more … Read more